Spread repayments over a longer tenure to improve affordability.
Potentially replace high-interest debt with a lower-rate secured loan.
Manage a single EMI instead of multiple loan obligations.
Use the value built up in your property to restructure debt efficiently.
Improve visibility and control over monthly finances.
No need to track multiple payments and due dates.
Avail additional loan amounts up to ₹5 Crore by consolidating multiple existing loans.
Provide details of loans you wish to consolidate.
We evaluate your available property equity.
Get a customized proposal showing potential savings.
Existing debts are settled and merged into one facility.
Before Loan Consolidation
| Debt Type | Outstanding Amount | Interest Rate | Tenure | Monthly EMI |
|---|---|---|---|---|
| Credit Card 1 | ₹4,00,000 | 42% | 3 Years | ₹19,714 |
| Home Loan 1 | ₹30,00,000 | 8.90% | 20 Years | ₹26,799 |
| Credit Card 2 | ₹1,50,000 | 30% | 3 Years | ₹6,368 |
| Vehicle Loan | ₹3,00,000 | 13% | 3 Years | ₹10,108 |
| Car Loan | ₹10,00,000 | 8.00% | 5 Years | ₹31,336 |
| TOTAL | ₹48,50,000 | 8% - 42% | - | ₹94,325 |
The bank has approved a new consolidated loan of ₹48,50,000 at an interest rate of 7.25% for a tenure of 20 years, merging all existing loans and credit card dues.
Now Rahul has:
Find answers to common questions related to personal loans and financial services.
