Loan Consolidation

Trusted Loan Assistance

Loan Consolidation upto 1 crore Rates starting from @ 9.99% p.a.

Simplify Your Debt. Reduce Financial Stress with Loan Consolidation

Managing multiple loans, credit card balances, and monthly repayments can be overwhelming. Our Loan Consolidation solution combines eligible debts into one easy-to-manage loan with a single monthly payment.

Loan Consolidation is the process of combining multiple debts into a single loan. The new loan is used to pay off your existing loans, credit card balances, overdrafts, or other debts. After that, you only have one loan, one EMI, and one due date

Check Your Eligibility

Advantages of Loan Consolidation

✓

One EMI Instead of Many

Simpler repayment management with a single monthly EMI.

✓

Lower Monthly Burden

Longer repayment tenure can significantly reduce EMI amounts.

✓

Lower Interest Rate

Ideal for replacing high-interest credit card debt and costly loans.

✓

Better Cash Flow

Keep more money available every month for important expenses.

✓

Reduced Stress

No need to track multiple due dates and repayment schedules.

₹

High Loan Eligibility

Avail additional loan amounts up to ₹1 Crore by consolidating multiple existing loans.

How It Works

Apply for a Loan Consolidation facility.

We assess your existing eligible debts.

Approved debts are combined into one loan.

Make a single monthly repayment going forward.

Who Should Consider Loan Consolidation?

Customers paying multiple EMIs

Customers with large credit card outstanding balances

Customers facing cash flow issues

Salaried employees with stable income

Customers whose credit score allows them to get a lower-interest loan

Example of Loan Consolidation

Before Loan Consolidation

Total Outstanding

₹16,00,000

Monthly Payments

₹56,390

Interest Range

15% - 42%

Debt Type	Outstanding Amount	Interest Rate	Tenure	Monthly EMI
Credit Card 1	₹4,00,000	42%	3 Years	₹19,714
Personal Loan 1	₹3,00,000	19%	5 Years	₹7,782
Credit Card 2	₹1,50,000	30%	3 Years	₹6,368
App Loan	₹5,00,000	25%	4 Years	₹16,579
Personal Loan 2	₹2,50,000	15%	5 Years	₹5,947
TOTAL	₹16,00,000	15% - 42%	-	₹56,390

Rahul Must Remember

Three Different Lenders
Three Different Due Dates
Different Interest Rates

After Loan Consolidation

The bank has approved a new consolidated loan of ₹16,00,000 at an interest rate of 10.99% for a tenure of 5 Years, merging all existing loans and credit card dues.

New Consolidation Loan

₹16,00,000

New EMI

₹34,780

Per Month

Interest Rate

10.99%

Loan Consolidation Result

See how loan consolidation can reduce your monthly burden.

Before

₹56,390

Monthly EMI

After

₹34,780

Monthly EMI

Monthly Relief

₹21,610

Total Savings Per Month

Stressed with multiple payments? We’re here to help

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