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New Personal Loan

Calculate My New Personal Loan EMI

New Personal Loan EMI Calculator

Calculate your monthly EMI instantly.

Monthly EMI

₹ 0

Total Interest

₹ 0

Total Payment

₹ 0

Trusted Loan Assistance

Fast & Easy Personal Loan Up to 1 crore Rates starting from @ 9.99% p.a.

Get instant approval on your personal loan with minimal documentation and a completely hassle-free application process. Enjoy attractive interest rates, flexible repayment options, and quick disbursal to meet your financial needs without delay. Apply online in just a few simple steps and receive dedicated assistance from our loan experts throughout the process.

Quick Approval
High Loan Amount

Check Your Eligibility

Fresh Personal Loan Features

Compare & Apply from 20+ Banks and NBFCs

Lowest Interest Rates Starting at 9.99%

Up to 72 Months to Repay the Loan

Quick Credit Disbursal

Better Flexibility in Loan Repayment

100% Digital and Paperless Process

Who can Apply for Personal Loan?

You Should Earn a Salary

A Credit Score Above 700

Above 21 yrs and Below 58 yrs

Total Work Experience of at Least 1 Year

Required Documents for Personal Loan

Identity Proof

Any of the following

  • Passport
  • Voter ID
  • Driving License
  • PAN Card (Mandatory)
  • Aadhaar Card (Mandatory)

Address Proof

Any of the following

  • Aadhaar Card
  • Piped Gas Bill
  • Electricity Bill

Other Docs

  • Salary Slips (Last 3 months)
  • Salary A/C Bank Statement (Last 3 months)

Personal Loan Example

For example, Arun applied for a personal loan of INR 3 Lacs. The loan was sanctioned at an interest rate of 11.99%, with a processing fee of 2%, totalling ₹6,000. Arun had to repay this loan within 5 years. In such a case, his total EMI would be INR 6,672.

In total, he would repay ₹4,00,320 (i.e., ₹6,672 EMI/month for 60 months). Principal repayment of ₹3 lakhs along with interest repayment of ₹1,00,320 over a 5-year payment tenure and APR of 11.99%.

Repayment Period Minimum 1 year to Maximum 7 years
Annual Percentage Rate (APR) Minimum 9.99% to Maximum 17%
Processing Fees 1% to 2%
Stamp Duty Charges ₹ 500
Disclaimer : Fast Funding is a marketplace platform that connects users with its partnered banks and NBFCs. Loan approval and sanctioning decisions are made exclusively by the respective lender. A few of our lending partners include Axis Finance, Tata Capital, Yes Bank, Bajaj Finserv, Poonawalla Fincorp, Aditya Birla Finance Limited, etc.
FAQs

Frequently Asked Questions

Find answers to common questions related to personal loans and financial services.

01
Can I get the lowest rate of interest on a personal loan?
Interest rates depend on your credit score, income level, repayment history and lender policies.
02
Can I take out a personal loan for any purpose?
Personal loans can be used for education, travel, weddings, medical expenses and many other needs.
03
How much time will it take to get approval?
Most lenders process applications within a few hours to a few working days depending on verification.
04
Will the bank check my salary before approval?
Yes, banks generally verify salary slips, bank statements and employment details before approving a loan.

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